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Student Loan Deferments

Deferment—a postponement of repayment under various specific circumstances.

You may qualify for a deferment if:

• You are enrolled at least half-time at a postsecondary school.
• You are studying in an approved graduate fellowship program or in an approved rehabilitation training program for the disabled.
• You are unable to find full-time employment.
• You are experiencing economic hardship.

Deferments can only be granted by your lender. If you think you qualify for a deferment, contact your lender(s) for more specific information. However, you must continue to make payments on your loan until you have been notified the deferment has been approved.

Don’t assume everything is fine—continue to make scheduled payments until you have received confirmation from your lender that you are officially in deferment status.